Debtly: Personal Debt Tracker
FinanceUtilities

Debtly: Personal Debt Tracker

Sefa Cem Turan · released 31 Mar 2026 · Open in App Store ↗

Revenue 30d not estimated
Downloads 30d not estimated
Rating 3.00 2 reviews

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Description

Ever lend money to a friend and forget how much? Or realize you missed a bill payment because it slipped through the cracks? Debtly is the personal debt tracker that keeps every IOU, loan, bill, and receivable organized in one clean, private place — so nothing gets lost.

Whether you're tracking money you lent to friends, managing loans between family members, or keeping tabs on business receivables, Debtly gives you a crystal-clear picture of who owes you, who you owe, and exactly how each balance changes over time.

WHY DEBTLY?

Most finance apps are built for budgeting or debt payoff planning. Debtly is different — it's designed specifically for tracking personal debts, IOUs, and money owed between people. No complicated setup. No bank connections required. Just simple, powerful debt tracking that works.

CORE FEATURES:

INSTANT DEBT RECORDING

Add a new debt or IOU in seconds. Record who borrowed money, how much, when it's due, and attach notes for context. Supports multiple currencies so you can track debts across borders.

PERSON-BY-PERSON OVERVIEW

See every balance broken down by person. Know at a glance: who owes you the most, who you need to pay back first, and what the total picture looks like. No more guessing or mental math.

SMART DUE DATE REMINDERS

Never miss a repayment deadline. Set custom reminders for upcoming due dates and get notified before payments are late. Stay ahead of every obligation — both what you owe and what's owed to you.

BUILT-IN ANALYTICS & INSIGHTS

Understand your debt patterns with visual analytics. See trends over time, identify which debts to prioritize for collection, and use smart payoff plans to decide what to settle first.

MULTI-CURRENCY SUPPORT

Track debts in different currencies without mixing them up. Perfect for international friendships, travel debts, or cross-border business dealings.

ATTACH NOTES & HISTORY

Add context to every entry with notes. Review the full payment history for each debt — see what was paid, when, and what remains. Export data when you need records.

100% PRIVATE & AD-FREE

Your financial data is yours alone. Debtly works without ads, without tracking, and without a forced account. No third-party access. No data mining. Just your debts, your way.

ICLOUD SYNC (OPTIONAL)

Keep your records synchronized across iPhone and iPad with optional iCloud sync. Your data stays updated on all your devices when you want it — and stays private when you don't.

PERFECT FOR:

Friends splitting dinner bills, rent, or vacation costs

Family members tracking shared expenses or personal loans

Freelancers managing client payments and receivables

Small business owners tracking who owes what

Anyone who lends or borrows money regularly

PRIVACY FIRST:

Debtly is built with privacy at its core. We believe your financial information should stay with you. That's why Debtly requires no account registration, has no ads or tracking, stores data locally on your device, and offers optional — never forced — cloud sync.

Download Debtly today. Track every IOU, every loan, every bill. Never lose track of money again.

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Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Privacy Policy: https://www.sefacemturan.com/privacy/debtly