CitizenWealth
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| St. Lucia | <1%0 | — | |
| Romania | <1%0 | — | |
| Ecuador | <1%0 | — | |
| Estonia | <1%0 | — | |
| Albania | <1%0 | — | |
| Armenia | <1%0 | — | |
| Angola | <1%0 | — | |
| Argentina | <1%0 | — | |
| Austria | <1%0 | — | |
| Australia | <1%0 | — |
Description
Your money shouldn’t lose value while it sits. And it shouldn’t cost a fortune to send home.
CitizenWealth is a borderless financial platform for global communities. Hold stable currencies, save together with your community across any border, and send money home - all from one app.
HOLD THE WORLD'S STRONGEST CURRENCIES
Open a digital wallet in minutes. Hold USD and EUR — stable value, backed by regulated custodians.
Fund via bank transfer (ACH, Faster Payments, SEPA) or mobile money. No minimum balance. No maintenance fees.
SAVE TOGETHER — ACROSS ANY BORDER
Digitize your stokvel, chama, tanda, esusu, tontine, or paluwagan. CitizenWealth savings clubs support up to 50 members worldwide and offer flexible club types:
Rotating Payout — the classic structure, now in stable currencies
Shared Goal — pool funds for property, education, or business
Emergency Fund — a community safety net with transparent payouts
Investment Club — grow together and save towards investing for something big
Every contribution is tracked on a real-time transparent ledger. Multi-admin governance, auto-pay scheduling, activity feeds, and milestone celebrations keep your group organized and connected - even across time zones.
SEND MONEY HOME FROM 1%
Transfer funds to 20+ countries across 12+ African corridors.
Recipients get paid in local currency via bank transfer or mobile money.
No hidden fees.
Zero recipient fees.
Real-time tracking from send to receive.
EARN REWARDS ON YOUR SAVINGS
Get cashback rewards on what you save — up to 3%, credited daily and paid out monthly.
No lock-up.
No minimum balance.
Current reward rates and eligibility are shown in the app before you opt in.
BUILT ON TRUST, NOT PROMISES
Fund segregation — your money is never lent or invested without consent
Every fee visible before you confirm — no surprises
TWO SIMPLE PLANS
Basic (free): Full access to wallets, savings clubs, and transfers.
Pro ($9.99/month): Lower fees on every transaction, external sends, and priority support.
WHO IT’S FOR
Diaspora families sending money home and saving together across borders
Savings club organizers tired of spreadsheets and WhatsApp disputes
Freelancers and remote workers earning in USD, GBP, or EUR
Anyone who wants their savings to hold value — not lose it
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://citizenwealth.app/privacy