airpay capital: Loan App
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| Rating | |||
|---|---|---|---|
| India | 100%4 | 4.25 |
Description
airpay capital offers digital loans products in partnership with RBI-registered NBFCs with simple onboarding, transparent terms, and quick approvals.
Apply for loans with an easy and secure process.
Key Highlights
100% digital process: Apply, verify, check offers, and track loans online
Loan disbursal: Typically, within 24-48 hours after approval, depends on NBFC partner
Repayment: EMIs via eNACH and UPI mandate; part-payment and foreclosure allowed via Debit Card, UPI, or Net Banking
Secure: Bank-grade encryption with strict data protection
Why Choose airpay capital?
Transparent lending with no hidden charges and quick approvals
Flexible tenures and repayment options to match your cashflows
Clear, example-based pricing so you know costs upfront
RBI-authorised NBFC partners with strong security and easy account management
Loan Product & Terms (Indicative)
Personal Loan
Loan Amount: Up to ₹ 5,00,000
Tenure: Up to 36 months
Interest Rate: Up to 36% p.a.
Processing Fee: Up to 5% + GST
Eligibility:
1. Age: 21 to 60 years;
2. Income Proof: 6 months bank statement required, if enhancement of the sanctioned amount is sought.
Gold Loan
Loan Amount: From ₹ 5,000 onwards up to customer eligibility
Tenure: 3 to 12 months
Interest Rate: Up to 23% p.a.
Processing Fee: Up to ₹250 + GST
Eligibility: Gold purity required: 18 to 22 Karats
Home Loan
Loan Amount: Up to ₹ 1,00,00,000
Tenure: 3 to 20 years
Interest Rate: Up to 18%
Processing Fees: Up to 2%
Loan to Value (LTV) Ratio: Up to 60% of property value
Loan Against Property
Loan Amount: Up to ₹ 1,00,00,000
Tenure: 3 to 15 years
Interest Rate: Up to 20%
Processing Fees: Up to 2%
Loan to Value (LTV) Ratio: Up to 60% of property value
Get Loans in Easy Steps
Select the loan you want to apply for and complete digital journey
Check your loan eligibility
Review loan offers from lending partners
Complete your loan journey to get access to the funds
Make part-payments or close the loan early
Illustrative Repayment Example:
Below numbers are for illustration purpose only. Actual offers, rates, and fees depend on your profile and NBFC/lender discretion. Processing fees and taxes, if applicable, will be shown before you accept the offer.
Personal Loan example:
Loan Amount: ₹1,00,000/-
Tenure: 24 months
Interest Rate: 24% p.a. (reducing balance)
Processing Fee: Nil (for illustration)
EMI (approx.): ₹5,291 per month
Total Interest (approx.): ₹26,984/-
Total Repayment (approx.): ₹1,26,984/-
Important Information & Disclaimers:
airpay capital provides loans in partnership with RBI-registered NBFCs.
Please read all Terms & Conditions and the loan agreement carefully before accepting an offer. Interest rates, processing fees, and taxes may vary by applicant profile; final terms are mentioned in the loan agreements received from NBFC/Lender.
Late payment fees, bounce charges, and other charges may apply as per NBFC/Lender policy.
Lending Partners:
1. Apollo Finvest (India) Limited- an RBI-registered NBFC
Licence No.: 13.00722
2. Muthoot Fincorp Limited- an RBI-registered NBFC
Registration No.: N-16.00170
3. FDPL Finance Private Limited- an RBI-registered NBFC
Loans facilitated by lending partners are subject to eligibility, verification, credit assessment, and lender discretion.
Contact us: [email protected]
Customer Care No: 020 69110333
Timings: 9:00 AM to 7:00 PM (Monday to Saturday)