direct credit loan
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| India | 100%4 | 5.00 |
Description
Direct Credit is a digital loan facilitation platform operated by YSS Direct Credit Pvt. Ltd., helping users discover and apply for Personal Loans from RBI-registered Banks and NBFCs across India.
Users can check eligibility, compare loan offers, complete digital documentation, and track loan applications through a secure and paperless process.
Direct Credit is not a lender and does not directly provide loans. All loans are offered and approved solely by RBI-registered Banks and NBFC partners based on their eligibility criteria and internal policies.
Key Features:
Apply for Personal Loans digitally
Check loan eligibility within minutes
Compare loan offers from multiple lending partners
Secure document upload and digital verification
Real-time application tracking
Fast and transparent loan processing
Dedicated customer assistance
Why Choose Direct Credit:
Access to multiple RBI-registered lending partners
Secure and paperless application experience
Transparent process with no hidden charges
Personalized loan matching
Industry-standard data security practices
Loan Details:
Loan Amount Range: ₹1,00,000 – ₹2,00,00,000
Repayment Tenure: 12 to 84 months
Maximum APR: 36%
Representative Loan Example:
Loan Amount: ₹2,00,000
Interest Rate: 18% per annum
Loan Tenure: 12 months
Approx. EMI: ₹18,335
Total Repayment Amount: ₹2,20,020
Processing Fees: 1.5% – 4%
Actual loan terms, interest rates, fees, and approval timelines may vary depending on the lending partner and applicant eligibility.
Data Privacy & Security:
Direct Credit follows strict security and privacy practices to protect user information. User data is shared only with authorized lending partners and service providers for loan processing and verification purposes.
The app does not access user contacts, call logs, or SMS data for lending decisions or marketing.
Company Information:
YSS Direct Credit Pvt. Ltd.
Vision Business Park, 2nd Floor, Tower A, I.T Square,
Knowledge Park - 3, Greater Noida,
Gautam Buddha Nagar, Uttar Pradesh - 201306
Support Email: [email protected]
Support Number: +91 9010031003
Official Website: https://directcredit.in/
Privacy Policy: https://directcredit.in/privacy-policy/
Disclaimer:
Direct Credit is a loan facilitation platform and not a lender. Loan approvals, disbursals, interest rates, charges, and repayment terms are determined entirely by the respective RBI-registered Banks and NBFC partners.