Lumi: Budget & Expense Tracker
FinanceLifestyle

Lumi: Budget & Expense Tracker

Andrii Hermanov · released 30 Jan 2026 · Open in App Store ↗

Revenue 30d not estimated
Downloads 30d not estimated
Rating 4.69 35 reviews

No in-app products collected for this app.

Rating
Moldova77%274.59
Romania6%25.00
Ukraine6%25.00
Finland3%15.00
United Kingdom3%15.00
Russia3%15.00
South Africa3%15.00
United Arab Emirates<1%0
Afghanistan<1%0
Antigua And Barbuda<1%0

The store shows a different set in every country

Description

Lumi is built for people who've tried spreadsheets and manual tracking and know: a system only works when it doesn't get in the way.

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AUTOMATIC LOGGING

Set up a Shortcut once. Pay with Apple Pay — one tap, and the expense is logged. No manual entry, no opening the app. Works in the moment: at the checkout, in a cab, at a café.

Back Tap — double-tap the back of your iPhone and Lumi instantly opens in recording mode. No searching for the app, no unlocking the screen, no scrolling through widgets. Especially handy when your hands are full or there's no time to spare.

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SPENDING FORECAST

Lumi shows not just where your money went, but where you'll be at month-end. The forecast updates with every entry and compares your current spending pace to your history. If expenses are climbing faster than usual, Lumi warns you in advance.

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RECEIPT SCANNER

Point your camera at a receipt — Lumi automatically reads the amount, date, and merchant. No manual input.

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CATEGORY BUDGETS

Set limits by category: groceries, subscriptions, restaurants. Live progress bars show the real picture at a glance. Lumi alerts you before a limit is reached.

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GOALS & SAVINGS

Create a goal — a vacation, an emergency fund, new kit. Lumi tracks progress and calculates the projected achievement date.

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SUBSCRIPTIONS & RECURRING PAYMENTS

All recurring expenses in one place. Payment reminders — so nothing catches you off guard.

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DETAILS THAT MATTER

Multi-currency with live rates. Home Screen widgets. iCloud sync. Works offline. Available in English, German, Spanish, Romanian, Ukrainian, Russian, and more.

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LUMI PREMIUM — FREE TRIAL

Shortcut for auto-logging via Apple Pay

Back Tap for instant recording without opening the app

Unlimited AI receipt scanning

Month-end spending forecast

Unlimited budgets and savings goals

Subscription tracking

PDF export

Multi-currency

Start free. No payment details required.

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You already know how to budget. Lumi makes it faster and more accurate than any spreadsheet.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/