Spensio: Track Bills & Loans
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| Rating | |||
|---|---|---|---|
| India | 83%24 | 4.08 | |
| United Arab Emirates | 3%1 | 5.00 | |
| Brazil | 3%1 | 5.00 | |
| United Kingdom | 3%1 | 4.00 | |
| Saudi Arabia | 3%1 | 1.00 | |
| Singapore | 3%1 | 5.00 | |
| Afghanistan | <1%0 | — | |
| Antigua And Barbuda | <1%0 | — | |
| Anguilla | <1%0 | — | |
| Albania | <1%0 | — |
Description
Spensio is a modern expense tracker and budget planner that makes everyday money decisions feel simple. Track daily spending, subscriptions and loans in one place, get smart insights, and stay on top of your cash flow without spreadsheets.
Spensio is built for real life spending: quick captures, clear reports and thoughtful reminders so you do not miss bills or lose track of small everyday purchases.
Key features:
Fast Expense Capture
Add expenses in seconds with a clean, focused sheet
Tag spending with categories, wallets and notes
Edit or delete transactions anytime
Smart subscriptions hub
Track all your recurring subscriptions in one place
See next renewal dates and monthly totals
Mark payments, view recent charges and avoid surprise renewals
Budget planning and control
Create budgets by category and wallet
See progress, remaining amount and overspend at a glance
Filter by period to understand how your goals are tracking
Loans and Repayments
Add loans with amount, rate and term
See remaining balance and upcoming due dates
Track payments and progress toward payoff
Multi‑wallet support
Separate personal, work, cards and accounts
Assign every expense to the right wallet
Understand where your money actually sits
Rich reports and Insights
See spending by day, category and time of day
Visual charts for trends and category breakdowns
Filter by custom date ranges for deep dives
Smart capture tools
Scan receipts to extract amount, date and merchant
Optional AI voice mode to turn natural language into expenses
Intelligent quick‑add suggestions based on your habits
Thoughtful Reminders and Notifications
Subscription reminders before renewals
Loan and bill overview on the home screen
Gentle nudges to review your recent spending
Privacy and Offline friendly
Your data is stored on device using Apple technologies.
No account required to get started
Export data to CSV or JSON whenever you want a backup
Why Spensio?
Designed for clarity, not complexity.
Focused on the three pillars that matter most: Daily Expenses, Subscriptions and Loans.
Built for people who want control over their money without becoming finance experts.
Spensio helps you see where your money goes, stay ahead of recurring costs and feel confident about everyday spending, all in a calm, focused experience.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://getspensio.app/privacy