Canara ai1Pe

Description

Canara ai1Pe is Canara Bank’s unified digital payments application, designed to provide

customers with a fast, secure, and seamless UPI experience. The app supports users from any

bank, allowing them to link their accounts and enjoy instant money transfers, bill payments,

and everyday digital services—all in one place.

Key Features:

UPI Delegate: Nominate trusted family members to initiate payments on your behalf while

maintaining full control and security of your UPI account UPI Circle allows a primary bank

account holder to create a secure circle and grant access to trusted individuals, known as

UPI delegates or secondary users. The primary user defines transaction limits (e.g., Rs 15,000 monthly). Delegates can then

make payments within these set boundaries, promoting shared access for household expenses

while maintaining security and control for the main account holder.

Spend Analytics: View intelligent insights on your monthly spending patterns, categorised

expenses, and financial trends—helping you manage and track your money better.

QR Code Payments: Scan any UPI QR to make quick payments at stores, online platforms, and

service outlets.

Bill Payments & Recharges: Pay electricity, water, DTH, broadband, mobile postpaid bills,

and recharge prepaid numbers with ease.

UPI Autopay: Automate recurring payments like subscription plans, EMIs, SIPs, and utility

bills.

Internal:

All Bank Account Support: Link and manage accounts from Canara Bank or any other UPI-

enabled bank in one app.

Transaction History: Access clear, detailed records of all payments for easy tracking.

Rewards & Offers: Enjoy cashback, discounts, and promotional offers on select transactions.

UPI Lite: Make small-value payments instantly without using your main UPI PIN each time. It

offers faster, smoother low-value transactions with enhanced convenience.

Security

UPI PIN Authentication: Every transaction is protected using a secure UPI PIN.

Device Binding: Payments can be made only from the registered mobile device, adding an

extra security layer.

User Experience:

Canara ai1Pe features a clean, modern user interface designed for effortless navigation. Quick actions, simplified menus, and real-time status updates make digital payments easy and comfortable for users of all experience levels.