creditcase: Mutual Fund Loans
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| Rating | |||
|---|---|---|---|
| India | 100%12 | 5.00 |
Description
Get loan against MFs & stocks at 10.25% p.a. without breaking your investments!
creditcase, offers a simple and secure way to get a loan against your mutual fund and stock investments. Whether you’re looking for a flexible line of credit, a lower-cost secured loan, or just quick cash, creditcase helps you access funds instantly while your portfolio continues to grow.
WHY CREDITCASE?
Fast disbursal – get loans on MFs in as little as 2 hours
Pay just interest on what you borrow – starting at 10.25% p.a.
Stay invested – no need to sell your MFs or shares to access cash
Save capital gains tax - avoid paying any tax on exiting your investments
Flexible credit line – borrow, repay, and borrow again anytime
No foreclosure charges – close your loan early without penalties
Check safely – checking your credit limit doesn’t affect your credit score
Trusted lending – loans are provided by RBI-regulated NBFC and Bank partners
Fully digital & secure – 100% paperless with best in class encryption
LOAN AGAINST MUTUAL FUNDS
Turn your mutual funds into a source of instant liquidity without redeeming them. With creditcase, your mutual fund units remain invested and continue to earn returns, while you unlock a loan against them.
Borrow against equity mutual funds (up to 50% of fund value) or debt funds (up to 80% of fund value).
Loan tenure up to 36 months.
Get cash within 2 working hours
Continue investing in SIPs while your pledged funds remain secure.
LOAN AGAINST STOCKS
Your shares are valuable — you don’t need to sell them for cash flow. With creditcase, you can pledge your listed stocks or ETFs to access a secured loan while keeping ownership intact.
Borrow up to ₹5 crore against approved stocks & ETFs.
Loan-to-value up to 50% of eligible securities.
Get cash within 24 hours
Keep enjoying dividends, bonuses, and rights issues on pledged shares.
Tenure: 36 months
Maximum Annual Percentage Rate (APR): 13%
RBI Registered Lending Partners :
Bajaj Finance Ltd
Example:
Interest Rate: 10.4% p.a.
Tenure: 36 months
Cash to be credited: ₹48,821
Processing Fee: ₹999
GST: ₹180
Total Loan Amount: ₹50,000
EMI: ₹433
Total Repayment Amount: ₹65,600
APR:11.33%
GET STARTED IN 4 SIMPLE STEPS:
1. Calculate your credit limit with PAN & investment details.
2. Confirm details digitally – no paperwork.
3. Link your bank account.
4. Pledge eligible MFs or stocks securely.
Funds are credited directly to your bank account once approved.
DISCLAIMER:
Loans are subject to eligibility and lender approval. All loans are facilitated via Essential Investment Managers Pvt Ltd through its DLAs - digital lending apps (smallcase.com), registered with the partner lenders.
Registered Address:
#51, 3rd Floor, Le Parc Richmonde,
Richmond Road, Shanthala Nagar,
Richmond Town, Bangalore - 560025