Dotcash - Loan app
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| Kenya | 100%715 | 4.51 |
Description
Dotcash can provide instant loans to anyone in Kenya who needs funds to start a Life, make purchases, or handle other emergencies.
1. Products:
Loan Amount: KES 800 - KES 200,000
Loan Term: 91 days - 270 days
Maximum Loan Amount: KES 200,000
Low Interest Rate (Maximum Annual Percentage Rate): 36%/year
For example: A loan amount of KES 20,000 with a term of 91 days would have the following fees:
Monthly Interest Rate: 36% / 12 = 3%
Monthly Interest: KES 20,000 * 3% = KES 600
Total Monthly Repayment: KES 20,000 / 3 + KES 600 = KES 7,267
Total Repayment (including principal and interest):KES20,000+ KES 20,000 * 3% * 3 = 21,800
2. Why Choose Dotcash?
No credit report required
Paperless, digital process, complete on your phone
No collateral required
Get a loan anytime, anywhere, 24/7
Loan disbursed directly to your M-PESA account within 1 minute after approval
Available throughout Kenya
Loan limits increase gradually as your credit score improves
Multiple convenient repayment options
If you don't have enough funds to repay your loan, you can apply for a loan extension
3. Who can apply for a loan?
Kenyan residents
Aged 20-55
Have a source of income.
4. How to repay?
Via our M-PESA Paybill number and the M-PESA phone number you registered with or through our M-PESA Express app
Enter your payment amount and your M-PESA password
A good repayment history will improve your credit score
5. Security
Your data is safe with us. Data is transmitted to us via a secure HTTPS connection and will not be shared with anyone, except the lender, without your consent. All transactions are protected by 128-bit SSL encryption
6. Contact Us!
We love your feedback! For any feedback, questions, or concerns, please email：[email protected]
Address: Daykio Plaza Ngong Rd, Nairobi, Kenya