118M8 - Financial Fitness
EducationLifestyle

118M8 - Financial Fitness

118118Money.com · released 18 Nov 2025 · Open in App Store ↗

Revenue 30d not estimated
Downloads 30d not estimated
Rating 4.08 26 reviews

No in-app products collected for this app.

Rating
United Kingdom100%264.08

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Description

Your money, your choices - with more clarity than ever.

118M8 is the spending app from 118 118 Money, built to help you make smarter decisions in the moment - not judge you after the fact. No budgets. No guilt. No spreadsheets.

Whether you're about to tap your card for something unplanned, trying to understand where your money really goes, or just want to feel more in control - 118M8 gives you simple, practical tools for real life.

118M8 is free to download and open to everyone - you don't need to be a 118 118 Money customer to use it. Just download, connect your accounts, and start seeing where your money really goes.

SPOT IT. CLOCK IT. CHOOSE IT.

SPOT IT - connect your bank accounts and cards with Open Banking to see all your spending in one place, across brands, categories and time. Finally understand where your money really goes.

CLOCK IT - turn any price into hours worked with the Wait Game. Suddenly that impulse buy looks very different.

CHOOSE IT - pause before unplanned spending with the Number Generator and Sleep on It. Small moments, better decisions.

FREE - start straight away, no card needed

Wait Game - see what anything costs in your actual time

Number Generator - a low-pressure pause before unplanned spending

Sleep on It - give yourself space before a big decision

Spending insights for 118 118 Money credit card customers

Available to download for free by anyone in the UK - no 118 118 Money account needed

PREMIUM - see the complete picture

Connect your accounts with secure Open Banking and unlock the full picture of your money:

All your accounts and cards in one place

Spending tracked by brand, category and time

See how your habits are changing month by month

Understand where your money really goes

118M8 is open to everyone. Just download, connect all your UK accounts, and see the complete picture

TRY PREMIUM FREE FOR 30 DAYS

Sign up now – no credit card needed.

Start a 30-day free trial and see the complete picture of where your money goes before paying a penny. After that, just £1.99/month. Cancel any time.

All your accounts and cards in one place with Open Banking

Spending tracked by brand, category and time

Month-to-date, year-to-date and year-on-year comparisons

Spending breakdowns by merchant, category and frequency

Interactive money tools to reflect on your habits

NOT A 118 118 MONEY CUSTOMER? No problem. 118M8 is for everyone.

ALREADY A 118 118 MONEY CUSTOMER? YOU COULD GET UP TO 7 MONTHS FREE

Start your 30-day free trial - connect the account where your main income lands and unlock an extra 6 months of Premium, completely free. That's over half a year to see the complete picture of your money before paying a penny.

After that, just £1.99/month. Cancel any time.

WHY 118M8?

Open to everyone - no 118 118 Money account needed to download or use the app.

From 118 118 Money - a name you already know

Built specifically for the UK

Secure Open Banking connections via an FCA regulated provider

Designed for real spending decisions, not perfect budgeting

No judgement. Ever.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/