Breakwater Federal CU
How much does Breakwater Federal CU cost?
Prices are current as of 12 Sept 2026.
Breakwater Federal CU has no in-app products on record in the United States.
10+ alternatives to Breakwater Federal CU
| Breakwater Federal CU |   IncredibleBank |   Embers Credit Union |   Your Mortgage Servicing Center |   Range Bank |   MoneyMobile |   SNB Mobile Banking |   My MSB |   Upper Peninsula State Bank |   Superior National Bank Mobile |   Peninsula Federal Credit Union | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.7 | 4.8 | 4.8 | 4.8 | 4.8 | 4.8 | 4.8 | 4.9 | 4.5 | 4.3 | 3.7 |
| Reviews | 578 | 3.9K | 3.5K | 2.2K | 1.5K | 413 | 313 | 160 | 150 | 120 | 19 |
| Released | 2024 | 2016 | 2020 | 2022 | 2019 | 2012 | 2014 | 2018 | 2012 | 2025 | 2012 |
Breakwater Federal CU reviews
4.7 out of 5, based on 578 reviews.
What people like
- Friendly staff who spot fraud fast
- Easy to use interface overall
- Saves you a trip to the branch
What they complain about
- Camera flips sideways and breaks deposits
- Rejects checks because of your signature
- App crashes or errors overseas
Great CU
App is very easy to use, great CU!
Mobile Deposits
Frustrating to use the mobile deposit because checks get rejected due to the apps inability to identify written language on the back of the check. It only happens when I try to deposit checks here. I never have a problem in doing so with other bank institutions.
I hate changes
Although I hate changes, so far, this new app hasn’t been bad.
Just works
Mobile deposit saves me a drive
Beautiful app, depositing a check has never been more frustrating
I really like my federal credit union but this new app has some major flaws with the deposit feature. I’m currently using an iPhone 16 with the latest version of the operating system. I have two issues with a deposit feature. For one, every other time I use it the camera switches horizontal to vertical, which makes it almost impossible to take a picture of my check, which requires me then to close the app and reopen it and try it again. The second and most frustrating issue is that it does not like my signature and notation on the back of the check. I’ve gotten to the point now, where I actually have a spare check that I know works, and I use it. I love the new look and many other features on the app are nice, but my main need is to deposit checks and bill pay. And half of what I need it to do is terrible. And for that I’d rather have the old app.
Best CU ever😎
Thanks for making life and finances better✨
New app
The new app is a piece of work! Never lets me do a mobile deposit.
Customer service ⭐️⭐️⭐️⭐️⭐️
Breakwater Federal Credit Union staff is always friendly and supportive to customers needs. Not to mention always looking out for fraudulent transactions. Great customer service BFCU!
Unable to open app
I am currently overseas and the app won’t even open. Redownloaded the new app and it keeps giving me error messages. Miss the old one!!
What was wrong with the old one?
I wasn’t able to download the old app until after I got off work, when the bank is closed. Forgot my username, but the only option I have for recovering it is by calling the bank… which is closed! At least let it send me an email to recover it.
Breakwater Federal CU FAQ
- Is Breakwater Federal CU free?
- Yes. The app is free, in all 2 countries it sells in, and it sells nothing inside it.
- Does Breakwater Federal CU have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Breakwater Federal CU?
- IncredibleBank (4.8 from 3,852 reviews), Embers Credit Union (4.8 from 3,523 reviews) and Your Mortgage Servicing Center (4.8 from 2,172 reviews).
Breakwater Federal CU download
Last updated 1 month ago.
Breakwater Federal CU sells in 2 countries. It was released 1 year and 11 months ago, on 14 Oct 2024. It holds a 4.7 rating from 578 reviews.
Supports 2 languages: English, Spanish.
How much does Breakwater Federal CU make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.