IDFC FIRST Bank: MobileBanking
Savings, Payments, and Loans
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| India | 95%201,955 | 4.81 | |
| United States | 1%2,893 | 4.84 | |
| Australia | <1%1,614 | 4.82 | |
| Singapore | <1%1,554 | 4.79 | |
| United Arab Emirates | <1%988 | 4.80 | |
| United Kingdom | <1%901 | 4.77 | |
| Canada | <1%718 | 4.84 | |
| Saudi Arabia | <1%424 | 4.81 | |
| Qatar | <1%260 | 4.88 | |
| Kuwait | <1%209 | 4.82 |
Description
Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.
Experience the joy of:
One-Swipe Banking: Swipe to view your account balances & manage credit card/debit card details, deposits, investments, etc
Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments
Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals
Tracking Expenses: Monitor cash flow with over 20 automatically categorised transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment.
Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates
Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile
Personalised Offers: Get exciting offers across dining, lifestyle, travel & more
Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures
Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns.
Smart App Features and Services
1. Secure Fund Transfers & Payments
Free fund transfers to any bank account without adding beneficiary
Easy bill payment and recharge – mobile recharge, DTH & utility bills
Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts
3-click digital bill payments
Zero fee money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS
Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI
Link bank (बैंक) accounts & view your savings account (बचत खाता) balances with UPI
2. Investment, Mutual Funds & IPOs App:
Explore online investment services:
Invest in Mutual Funds online with Instant SIP
Invest in equity, debt, large-cap & multi-cap
Save tax with ELSS mutual funds
Invest in Unit Linked Insurance Plans (ULIP) & Online Sovereign Gold Bonds
3. Insurance App:
Buy health, bike & car insurance through our app
4. Tripstacc Benefits
Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc
ZERO convenience fees on flight booking & earn 20 bonus points for every ₹100 spent on hotel bookings
5. Other Banking Services:
Apply for debit card & cheque book via app with nil charges.
View filtered transactions & download Smart Statement + Digest
Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards
Quick purchase and recharge of FASTag
Zero fee on DD & Pay order issuance & 3rd party withdrawals
No ECS return fee & decline fee at ATMs for low funds
Get personalised offers across loans
One app login for retail, MSME, Customer Service, & Relationship Management
Steps to Download App & Open a Digital Banking Account (बैंक खाता):
Download the banking app & click on open savings account (सेविंग्स अकाउंट)
Register your details & get user ID & password
Log in via user ID & password or mobile number & MPIN
Set up Face ID or finger scanner (biometric) for easy log-in
SIM Binding feature for secure banking (बैंकिंग)
Personal Loan Features:
Loan amount: ₹20,000 to ₹40 lakhs
Personal Loan Tenure: 6 to 60 months
Annual Percentage Rate: 11% to 28%
Representative Example:
Loan amount: ₹1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Loan Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667
Disclosure:
By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions
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