Varo Bank: Online Banking
Early Payday & Cash Advances
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| United States | 100%233,471 | 4.86 |
Description
We are a real bank, built for the digital age.
Member FDIC, backed by the full faith and credit of the U.S. Government
ONLINE BANKING
Early payday⁵
No monthly, minimum balance, or overdraft fees¹
Send and receive money in minutes with Zelle®⁴
40k+ fee-free US Allpoint® ATMs²
Up to 3.75% APY on first $5,000, quals apply¹⁰
1.00% APY on additional balances
Auto-saving tools
Unlike many money apps, we’re a real bank
INSTANT CASH ADVANCES
Borrow up to $250 today. Quals apply³
Work up to $700 cash advances over time with direct deposit³
Flat fee per cash advance
LINE OF CREDIT
From $600 to $2,000. Avg $825. Quals apply⁹
No interest, late fees, or penalties
Simple flat fees
Payment periods between 3 and 12 months
FREE SECURED CREDIT CARD⁶
No credit check, interest, annual fees, or minimum security deposit
Reported to Equifax, Experian, & TransUnion
DOWNLOAD NOW!
Sign up for a Varo Bank Account in less than two minutes with no impact on your credit.
©2026 Varo Bank, N.A. All Rights Reserved. Member FDIC.
¹⁻¹⁰ See disclosures in app screenshots.
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