Банк Власний Рахунок: онлайн
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| Ukraine | 96%5,223 | 4.64 | |
| Poland | <1%51 | 4.47 | |
| United States | <1%49 | 4.43 | |
| Germany | <1%26 | 4.65 | |
| United Kingdom | <1%13 | 4.62 | |
| Spain | <1%12 | 5.00 | |
| Australia | <1%8 | 5.00 | |
| Canada | <1%7 | 4.43 | |
| Czech Republic | <1%7 | 4.43 | |
| Denmark | <1%5 | 5.00 |
Description
Bank Vlasnyy Rakhunok — a digital bank for "Silpo" guests
With my card, shopping at "Silpo" is super beneficial!
More balobonus points for purchases, both personal and credit funds — all in your smartphone. You can open a virtual card in just 5 minutes using the Bank Vlasnyy Rakhunok app.
Perks for shopping at "Silpo" with the Bank Vlasnyy Rakhunok card:
1% back in balobonus points for food purchases
Free card top-ups at the cash registers
Cash withdrawals at all "Silpo" cash registers, unless there is an air raid warning
How to get the card?
Download the Bank Vlasnyy Rakhunok mobile app
Verify your documents via the "Diia" app, fill out the form, and set your PIN
Get your virtual card in 5 minutes, add it to Apple/Google Pay, and use it immediately!
Want a physical one? Get it at the "Silpo" cash register, and the money for it will be refunded as balobonus points after the first purchase.
Balobonus points:
1% in balobonus points guaranteed for food purchases at "Silpo"
Use your balobonus points at "Silpo", MAUDAU, LOKO — quick food delivery as early as the next day after purchase
1 balobonus = 1 UAH — for the maximal benefit!
About credit:
Virtual credit card in your Apple/Google Pay wallet
Credit limit up to 100,000 UAH, with a grace period of up to 62 days
Interest rates during the grace period — 0.00001% per month
Interest rate after the grace period is 3% per month, with an annual equivalent of 43.1%
Installment payments:
Installment payments for shopping from 500 UAH
I will refund the entire receipt amount to your card
Pay in equal installments over 3 months
Monthly commission — 2%
About currency cards:
Opening a currency card in USD or EUR — free
Virtual card in the app without plastic
Cash top-ups through VST Bank and non-cash transfers from card to card — free
Convenient way to buy currency online without commission. Check the rate in the bank’s app
Currency converter — check the exchange rate online in the bank's app
Instant currency transfers to a foreign bank card, with a commission of only 1%
About deposits:
Interest rates for UAH deposits with terms up to 12 months, ranging from 7% to 14.5% annually
About "Nazbyratus":
Open "Nazbyratus" and save for your dreams — 5% per year, calculated daily
Free access to funds — deposit and withdraw whenever you want
About payments and transfers:
0.5% + UAH 5 fee for card-to-card transfers to cards issued by other Ukrainian banks using your own funds
4% + UAH 5 fee for card-to-card transfers to cards issued by other Ukrainian banks using credit funds
Pay for utilities, electricity, and mobile top-ups with no commission
Smart expense tracking — track all expenses, bills, and finances
Well, do you want to try? Download the Bank Vlasnyy Rakhunok app and get your card easily and online!
Website: https://bvr.ua
JSC "VST Bank". Banking license from the National Bank of Ukraine №204 from 16.09.2025, Ukraine, Kyiv
