Renmoney: Loan & Savings App
Loans, Save & Spend
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| Nigeria | 100%2,117 | 4.36 |
Description
Renmoney is one of Nigeria's most trusted loan apps, serving over 3 million customers for more than 14 years. Borrow, save, and grow your money — all in one secure app, regulated by the CBN and insured by the NDIC.
Whether you need a quick loan to handle an emergency or a high-yield way to grow your savings, Renmoney makes finance simple. Get an instant cash loan of up to ₦10,000,000 with no collateral, or earn competitive interest on your savings — all with just a few taps.
What you can do with Renmoney:
Get a personal loan with fast, online loan approval
Earn competitive interest on flexible and fixed savings
Pay bills and buy airtime instantly
Make unlimited transfers
Track and access your money anytime
Loans and credit:
Renmoney gives you access to instant loans designed for everyday needs. Apply directly in the app, see your full repayment terms before you commit, and borrow with confidence.
Loan amounts up to ₦10,000,000 (subject to eligibility)
Fast approval — apply in minutes
Instant disbursement straight to your bank account
No collateral, paperwork, or guarantor required
No hidden charges — you always see your terms upfront
Pay on time to unlock lower rates and longer terms on your next loan
Loan amounts range from ₦5,000 to ₦10,000,000, with repayment periods from 91 days to 12 months and monthly interest rates from 2.12% to 2.65%.
Representative example: ₦2,000,000 borrowed for 12 months. Monthly interest rate: 2.49%. Total payable: ₦2,338,275. APR: 29.88%. 1% management fee. Minimum APR: 25.44%, maximum APR: 31.8%.
Savings and deposits:
Grow your money with savings products built around your goals:
Renflex (Flexible Savings): Save daily, weekly, or monthly with autosave. Earn interest daily and withdraw your money at any time.
Renvault (Fixed Savings): Lock your funds for a set period and earn high returns of up to 22% per annum.
Smartgoal (Goal-Based Savings): Plan and save toward specific targets with the autosave feature
Track everything, earn competitive rates on savings and fixed deposits, and access your money whenever you need it — all on the Renmoney app.
Security and regulation:
The Renmoney app is built to the highest standards of security and privacy to keep your data and funds safe. We operate with a microfinance banking licence, regulated by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC). We will never share your information with third parties without your consent. https://ndic.gov.ng/list-of-insured-institutions/list-of-microfinance-banks/
Contact us
Office: Head Office, 23 Awolowo Road, Ikoyi, Lagos, Nigeria
Phone: 0700 500 0500
Email: [email protected]
Raise a help ticket within the app
Visit: renmoney.com
LinkedIn: https://www.linkedin.com/company/renmoneyng/
Twitter: https://twitter.com/Renmoney
Facebook: https://web.facebook.com/renmoney
Instagram: https://www.instagram.com/renmoneyng/
Privacy policy: https://renmoney.com/privacy-policy/
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