Planto - HK #1 Money Tracker
Track expenses, Goals & Budget





How much does Planto - HK #1 Money Tracker cost?
Prices are current as of 6 Oct 2026.
6 subscriptions from $2.99
In the United States, Planto - HK #1 Money Tracker has 6 subscriptions priced $2.99 – 49.99. It comes with a 1 month free trial.
| Subscription | Period | Price |
|---|---|---|
| Monthly Subscription (Special) | Monthly | $2.99 |
| Monthly Subscription (Early) | Monthly | $4.99 |
| Planto Monthly Subscription | MonthlyTrial: 1 month | $4.99 |
| Annual Subscription (Special) | Annual | $29.99 |
| Annual Subscription (Early) | Annual | $49.99 |
| Planto Annual Subscription | Annual | $49.99 |
See what Planto - HK #1 Money Tracker costs in all 12 countries →
10+ alternatives to Planto - HK #1 Money Tracker
![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | ![]() | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.3 | 4.8 | 4.8 | 4.7 | 4.8 | 4.4 | 4.6 | 4.2 | 3.5 | 2.4 | 2.3 |
| Reviews | 1.9K | 39K | 28K | 6.3K | 5.3K | 4.4K | 4.2K | 641 | 250 | 214 | 109 |
| Released | 2018 | 2013 | 2018 | 2021 | 2020 | 2019 | 2019 | 2017 | 2019 | 2021 | 2018 |
| Monthly price | $4.99 | — | $4.99 | — | $1.99 | $1.99 | — | $5.99 | — | — | — |
| Annual price | $49.99 | — | $21.99 | — | $12.99 | $19.99 | — | $29.99 | — | — | — |
| One-time price | — | $2.99 | — | — | $29.99 | — | — | $9.99 | — | — | — |
The going rate for each plan in United States, in its own currency, shaded from the cheapest price on the row to the dearest.
Planto - HK #1 Money Tracker reviews
4.3 out of 5, based on 1,899 reviews.
What people like
- Great for Hong Kong accounts
- Clean and simple design
- Helps track spending easily
What they complain about
- Support never replies to you
- Syncing takes forever every time
- Filters and search are broken
- Data disappears after updates
Good apps and waiting for Improvement!!
It is convenient that this apps can automatically refresh the status of each accounts and we don’t need to spend time to update it manually!! I’m looking forward to seeing the latest update: Octopus’s Balance and PayMe’s Balance synchronisation. It definitely help to make our financial status more clearer and make it more worthy to subscribe the apps!!
Too good to be true
Tried linking bank accounts and manually adding accounts, but it seems the ai can’t do bank statements yet, still in Beta. It also asks for account name and passwords, which is a major red flag. UI is terrible, and quite outdated in style. Feels like a browser based app. Sometimes buttons are just unresponsive. Ghost accounts appear in my UI and I can’t delete them.
Great app but need improvements
For the monitor page, you cannot filter out monthly expense that are older than 6 months - say it is currently August, I cannot see my January expenses For the search and filter page, it is just poorly coded - it cannot show the correct information nor filter expense items accordingly. This is great app and would be even more amazing if these are fixed.
H
I have tried to authorize it to my ibkr for over 10 times and it still doesnt connect and continued to ask me to authorise. The worst part is the app is stuck to the page where it just keeps asking me to authorise my ibkr and i cannot access anything else
Used to be good app.
This used to be an excellent app. Interface is so simple and connection to accounts were stable. But recently, connecting to accounts have become unstable. And contacting technical support takes ages to get a reply.
Great app
It really helps to manage my account and track my spending
已超過10天不能更新
一直找客服幫忙,因為不能update Citibank戶口,不過客服要不沒有回覆,要不只是給予一般答案,未能解決問題。來年多數不會再續訂。
Please improve splitting function
因為split開條數後app會直接改數字,導致常常不肯定條數是否已splited,希望增加實際「碌卡數目」和已計算的「記帳紀錄」
Always connection issues
It used to work well but now every month there is a new connection issue with a different channel which can take weeks to a month for them to fix. It might be out of their control or maybe not. I won't be renewing my subscription.
There are just so many bugs now…
There more you use this app the more bug it reveals (which is normal) but the tech team either 1. Doesn’t know how to fix them so the bugs persist, or 2. Too busy / lazy and ignored them. Oh and also, it takes forever to synchorize information.
LMAO
Can’t distinguish the expenses like public transport, parking, dining. Also can’t link accounts like Mox and Alipay. Looks good but useless
macOS support
Would be better if macOS available too
Data deletion
After the recent update (I believe it’s from 12/4/25), all previous data has been wiped. I have never encountered this issue before and this is quite concerning
個app既idea其實幾好,但係….
我最主要係用嚟記數,睇吓每個月用左幾多錢,個app係可以做到記錄同統計。但問題係每一次要同步數據要用的時候很耐,我試用時連結了八達通及渣打。八達通app本身交易記錄頁面並唔係實時去到最後一個交易記錄,所以同步到app就一樣唔會係最後交易記錄,要過幾日先睇到之前既交易。渣打app就因set左2FA, 每次同步都要再次係渣打app確認登入先同步到,而且等待app提示要去渣打app確認既時間非常之耐,往往要等起碼3分鐘以上,確認完又要再等4-5分鐘先同步到app, 總用左前後8-10分鐘先同步到一間銀行既account, 等待時間並不理想。
Disappointed
Downloaded for 1 day and deleted. First, it can never link to my payme account. Asked the customer service and no response at all. My initial idea of using financial planning app is to sync every transactions I have done via Visa, payme or octopus into one platform and categorised them. Then I can make a budget for each categories. But the categories option are only restricted to a few pre-set ones. Even when you click that “custom categories” function, it said the categories you set will be ignored in the expense report?! Then whats the point of generating reports that do not answer my needs. Also, refresh account takes forever. Making the whole user experience feels like extra workload
Excellent
Just an excellent app. I’ve tried many apps of this category but Planto is the only one that is tailored for the Hong Kong market and has the most coverage, integrating bank accounts, Octopus, MPF, and more. That said, syncing can be pretty slow (understandable). Transactions on the Octopus card are in sync with the Octopus app, which has a lag of 1-2 days, which is annoying but not a dealbreaker. Some buttons on the UI can be less responsive than others. I’d also like to see the option to count positive cash flow as a “reverse expense” so they get subtracted from a spending category - in the case of splitting an expense with friends.
Update 完冇曬d record, 同少左之前的data,
Update 完冇曬d record, 同少左之前的data, 感覺上差左
Good app but a lot to improve
Filters are not working correctly, when I want to exclude one item from many, it didn’t work properly. No “select all” option to easy unselect one from many categories. Also need filters on “Analyse your expense”.
連結不到很多銀行與強積金
越來越差,取消訂閱了!!!失望
Great app for life
Look forward for the new support bank (e.g. MOX bank)~
Trust or not
Planto not partner of finance provider Don’t know trust or not Risk to provide user name and password on it
A so-so app
I expect it can updated and auto sync with my accounts time to time but no, I have to manually click sync and wait for few mins for each account. So I have to spend more then half an hour to to update all my accounts, and another half an hour to manage my bills, as the category provided is not accurate. Good if you have time but not for me.
Matched to wrong categories
Now all the income and expenses are messed up. Failure in merchant matching.
Link planto to ZA Bank!
as above
Detail report but……
You need to login again and again. I understand is the security reason of the bank, but as a user and need to subscribe for this service, my feel is very useful.
Virtual Bank is not available
Pls provide some enhancements All virtual bank cannot be found, e.g. ZA Bank, Livi Bank, Welab Bank, etc. I’ve deleted the app already… cos i can’t get a full picture of my financial status as I use virtual bank(debit account) for daily expenses
不要再下載:很多銀行賬戶已無法更新
目前很多銀行賬戶包括BOC、Citibank、Hsbc、富邦等已經無法每日自動更新。手動更新都搞唔掂,每日手動refresh 十次都冇用。有部分賬戶超過16日都無法更新。另外,有時好多交易都係錯的,富途到而家都係有問題,有時候顯示我賬戶有千幾萬。浪費時間。客服基本上都唔會理你。大家不要浪費錢了subscribe 了。
Great tool
I’ve been using this for over a year now, I really like that I get notified of any transactions immediately, such as annual fee from credit cards. However in the past six months or so, I cannot teacher to save certain transactions into specific categories like it used to- which is quite annoying considering it’s a simple function. Please fix!! Planto fan
Absence of “net-off” categories & bugs
Think the functions are pretty good. But currently there is no “net” concept in the expenses/income. For example, if you go to a dinner with friends and you pay the $2000 bill with your credit card and collect $1800 back from your friends in PayMe, you need to do manual splitting in the $2000 transaction and click ignore for all the incoming transfers from friends. Similarly, if you have a refund on credit card membership fee or a good you purchase, you prefer to put that linked with the relevant expense to net them off, instead of remembering which transactions are linked and manually click ignore for them. Also, I have a bank account that can only get transactions of the past 1 month sync-ed. another credit card can only sync for the past 2 months, which is slightly annoying. You don’t expect this if you pay a monthly subscription fee.
Slow and many bugs
There is often a sudden inability to connect to the household registration. Some accounts are connected but extracted data errors are reflected to the online service, but there is no response and improvement for a long time.
Cannot link to FutuBull account
Loyal user here but found out unable to link to futubull account since last month?
Sync problem
Citi account always failed to sync. Customer service doesn't respond to the message. other things work fine
Why was my previous comment removed?
As said, and mentioned by other users, their Technical Support team doesn’t do anything. No responses from them, not checking WhatsApp messages, also no further updates/fixes for the app. I don’t think they are maintaining this app anymore… to be honest, am not even sure if it is still safe to provide the login credentials in this app…
No virtual bank
Want to have connections with local virtual banks
Not enough done to allay security fears
Web scraping over building a legitimate channel with your financial partners seems likes a very unsustainable business model given the regulatory risks and no guarantee your tech will work in the future For broker level permissions it is even more cryptic, why should your application EVER have the right to send instructions to brokers on our behalf as specifically mentioned in the IB disclaimers? We have to just hope that you don't go away with our financial information or make false trades on our behalf?
The app crash, cannot use
This update makes the app cannot open and it crashes once I open it. I already uninstall it
Great App for managing finance
This a great app with a great minimal design. Overall look is great. However, to my mind, it should be an easier way of adding expenses to the manual accounts (like cash, etc).
Improvements needed
I’ve been using this app for a few days and wanted to take the time to share some feedback to Planto. Cons: - Poor technical support / customer service (waiting for 3 days, still haven’t heard back) - Expenses don’t update even after account refreshes (my expenses are stuck on Jan 3) - Account refreshes take a long time (several minutes) Pros: - Good UX (app looks nice and is relatively easy to use) - Good functionality - Security and privacy standards clearly explained Based on the above, I may continue to use the app if it is free but would not pay the monthly fee for continued access.
Planto - HK #1 Money Tracker price by country
A monthly subscription costs $3.49 in Japan and $5.45 in Singapore — 1.6× more for the same thing. Below is the going rate for each plan in every country that sells it — the middle price of what the app charges there, in the country's own currency with the dollar equivalent beneath it.
| Country | Monthly | Annual |
|---|---|---|
| Australia | A$7.49$5.20 | A$74.99$52.08 |
| Canada | CA$5.99$4.22 | CA$62.99$44.36 |
| Hong Kong | HK$38.00$4.84 | HK$388.00$49.43 |
| India | ₹449.00$4.66 | ₹4,499.00$46.67 |
| Japan | ¥550$3.49 | ¥5,500$34.87 |
| Malaysia | MYR 21.90$5.37 | MYR 224.90$55.12 |
| Philippines | ₱249.00$3.98 | ₱2,490.00$39.76 |
| Singapore | SGD 6.98$5.45 | SGD 69.98$54.67 |
| Taiwan | NT$150.00$4.71 | NT$1,490.00$46.75 |
| Thailand | THB 159.00$4.74 | THB 1,650.00$49.15 |
| United Kingdom | £3.99$5.28 | £42.99$56.87 |
| United States | $4.99 | $49.99 |
Planto - HK #1 Money Tracker FAQ
- Is Planto - HK #1 Money Tracker free?
- Yes. The app and its basic features are free, in all 12 countries it sells in. Premium features are paid: they start from $2.99 (US), across 6 subscriptions.
- How much does Planto - HK #1 Money Tracker cost per month?
- Monthly Subscription (Early) is $2.99 – 4.99 (US). The annual plan works out cheaper per month: $29.99 – 49.99 a year.
- Does Planto - HK #1 Money Tracker have a free trial?
- Yes — a 1 month free trial (US).
- Where is Planto - HK #1 Money Tracker cheapest?
- A monthly subscription costs ¥550 (≈$3.49) in Japan and SGD 6.98 (≈$5.45) in Singapore, its cheapest and dearest countries.
- What are the best alternatives to Planto - HK #1 Money Tracker?
- Monny (4.8 from 38,974 reviews, premium from $2.99), 麻布記帳-自動記帳資產管理與收支理財Moneybook (4.8 from 27,661 reviews, premium from $4.99) and BEA Mall (4.7 from 6,346 reviews).
Planto - HK #1 Money Tracker download
Last updated 1 month ago.
Planto - HK #1 Money Tracker sells in 12 countries. It was released 8 years ago, on 24 Sept 2018. It holds a 4.3 rating from 1,899 reviews.
Supports 2 languages: English, Chinese.
How much does Planto - HK #1 Money Tracker make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.
Revenue by plan
- Monthly 53%
- Annual 47%
Revenue by country
- Hong Kong 98%
- United States 1%
- Japan 1%
- United Kingdom 0%









