Smart Pension
How much does Smart Pension cost?
Prices are current as of 9 Oct 2026.
Smart Pension has no in-app products on record in the United States.
10+ alternatives to Smart Pension
| Smart Pension |   Royal London |   Standard Life |   Aegon UK |   Nest Pensions | |
|---|---|---|---|---|---|
| Rating / 5 | 4.6 | 4.8 | 4.7 | 3.7 | 2.4 |
| Reviews | 2.2K | 23K | 6.5K | 1.3K | 137 |
| Released | 2018 | 2019 | 2011 | 2020 | 2024 |
Smart Pension reviews
4.6 out of 5, based on 2,176 reviews.
What people like
- Easy to use on phone
- Face ID login is quick
- Good for tracking your money
What they complain about
- It crashes and freezes constantly
- Login issues keep you out
- Feels like just a website
Brilliant Company & App
I paid into this Pension provider for a few years and have now retired from the company I worked for. I left the money in this account and it is growing.
app crashes every time i log in
the app crashes ever single time i log in and never loads anything
Good but can be better
To improve accuracy of information, the time it takes to process contributions should be shorter
Always a problem
App never lets you update details or check your forecast for the future and say problems try again after which you can not get back to the app without out closing completely go back to the old version it was better
rainy day pot
been trying to move money from my rainy day pot for over a month and just says being processed . not very happy it's taking so long as i need the money to pay some bills
Good company
Website easy to use
Frustrating
Absolute nightmare to login as keeps asking for same details
Log in stopped working
App is okay. Quite basic and likely using app wrappers around web pages (constantly asking for cookie acceptance). Lots of potential for it to be way better. Since recent update, I can’t log into the app. Still works on browser. Sort please.
App not working
For some reason I am unable to access the App. There is only the Smart logo showing on the screen with no way of searching for assistance.
Great way to control your pension
I was tired of just receiving one letter every year about my pension with my previous provider. Now, with this app I’m in control of my investment 24/7 and if markets go up and down I can take the right decision where to invest my pension 😎
Faulty App
The app seems to be broken, it will not open at all sometimes and when it does, the app then crashes.
Uninstalled after a few minutes of usage
Installed it for the very first time ever but some of the basic functionalities didn’t even work so I’ll just stick to the website instead. When you click on the line chart showing your pension growth you get redirected to the transaction tab but it stays stuck on the loading wheel. Tried to edit beneficiaries but couldn’t even update a name nor select a title. So just gave up.
Competitor apps are better
Easy to login, use and change investments but it’s missing a very key feature - showing how much profit or loss you have made from your investment which is bizarre to me. It’s like a savings account not showing you the interest rate.
Easy to use
Easy to use app with up to date values, including negative and positive performance which is helpful.
The app crashed
The app crashed
Not working
Worked OK for a few months, now won’t open
Love the pension calculator
The best app I’ve used for understanding my pension, and I’ve used a few. Intuitive, can see my balance easily and updated every day. It’s a proper app and not a link to a webpage like some of the others I’ve used. Playing with the pension calculator makes understanding what my life might look like when I finish work, really come to life. Solid app and of course, accessing on your phone rather than a desktop is convenient.
Keeps crashing
Terrible experience. Have to use the browser. Keeps crashing on IOs
Flawed login management and annoying cookie warning
This app appears to be a fairly thin wrapper around the Smart Pension website. Annoyingly this means you’ll be presented with the cookie warning popup every time you use the app (due to stupid EU regulations). Also the app frequently freezes on a dark blue screen when I open it. And it often loses my login session, meaning I have to provide my details again and enable biometrics every time. The app experience could be so much better if they invested in it. It’s probably easier just to use the website in Safari.
Great app
I can do all the same things here as I can do on a computer - love it!
Face recognition
Why does this app every now and again switch off Face ID?
Now I keep getting error when logging in
Not sure what has changed but now using my normal log in details I just get error with the info entered. Web page is fine. I’ll try deleting and reinstalling, may help……?
Great app
Easy to navigate and transferring in other pensions was easy.
Updated and completely broken
Since updating the app crashes shortly after launch. I tried uninstalling and reinstalling and still broken. I now have no visibility on my pension.
Review
Everytime the app updates you have to go through the rigmorale of logging in when u have already saved biometrics.surely there must be easier way to log in.
Great app!
Great app, easy to navigate and good design.
App or website will not load
I cannot access anything! Stuck on loading
Simple and easy to use
Simple to login using Face ID, and easy to use to track my pension value.
Lack of detail
Very poor appt, not showing any other details like transactions or growth
Great to be able to easily access your pension
A really easy to use app. What I like most about this app is that you can view your pension, make important changes to your account without having to go to a desktop. Super handy.
Not an app, only a link to their website
The app just opens their website via a browser embed, offering no discernable additional benefits compared with opening in the browser. In fact its more glitchy, with issues such as not being able to even type into some of the required fields.
Smart Pension FAQ
- Is Smart Pension free?
- Yes. The app is free, in all 175 countries it sells in, and it sells nothing inside it.
- Does Smart Pension have a free trial?
- No. None of its offers (US) come with a free trial.
- What are the best alternatives to Smart Pension?
- Royal London (4.8 from 23,261 reviews), Standard Life (4.7 from 6,535 reviews) and Aegon UK (3.7 from 1,253 reviews).
Smart Pension download
Last updated 1 month ago.
Smart Pension sells in 175 countries. It was released 8 years and 2 months ago, on 1 Aug 2018. It holds a 4.6 rating from 2,176 reviews.
Supports 1 language: English.
How much does Smart Pension make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.