Bible: Daily Verse Of The Day
Affirmation, Devotion, Quote
How much does Bible: Daily Verse Of The Day cost?
Prices are current as of 2 Oct 2026.
3 subscriptions from $2.49
In the United States, Bible: Daily Verse Of The Day has 3 subscriptions priced $2.49 – 14.99. It comes with a 7 days free trial.
| Subscription | Period | Price |
|---|---|---|
| Monthly | MonthlyTrial: 7 days | $2.49 |
| Semi-Annually | 6 monthsTrial: 7 days | $6.99 |
| Yearly Subscription | AnnualTrial: 7 days | $14.99 |
5 one-time purchases from $0.99
In the United States, Bible: Daily Verse Of The Day has 5 one-time purchases priced $0.99 – 9.99.
| Product | Price |
|---|---|
| Prophecies of Christ | $0.99 |
| Psalms and Proverbs | $0.99 |
| Quotes of Jesus Christ | $0.99 |
| Remove Ads | $3.99 |
| Lifetime access | $9.99 |
See what Bible: Daily Verse Of The Day costs in all 174 countries →
10+ alternatives to Bible: Daily Verse Of The Day
| Bible: Daily Verse Of The Day |   Bible - Holy Scriptures |   Texts From Jesus |   Morning and Evening Devotion |   Mente Renovada |   Palavra do dia |   Biblia Linguagem Atual NTLH |   Maratone a Bíblia |   Daily Bible Devotion & Prayer |   Criador de Propósitos |   Deus e Eu | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Rating / 5 | 4.8 | 4.9 | 4.9 | 4.8 | 4.9 | 4.7 | 3.6 | 3.2 | 3.5 | 4.7 | 5.0 |
| Reviews | 5.6K | 56K | 8.4K | 5.5K | 1.6K | 310 | 225 | 139 | 61 | 43 | 15 |
| Released | 2017 | 2010 | 2010 | 2015 | 2021 | 2016 | 2019 | 2023 | 2011 | 2024 | 2024 |
| Monthly price | $2.49 | $1.99 | $1.99 | — | $0.49 | — | — | — | — | — | — |
| Annual price | $14.99 | — | $19.99 | — | $3.99 | — | — | — | — | — | — |
The going rate for each plan in United States, in its own currency, shaded from the cheapest price on the row to the dearest. Plans fewer than four in ten of the priced apps sell are left out.
Bible: Daily Verse Of The Day reviews
4.8 out of 5, based on 5,640 reviews.
What people like
- Perfect for quick daily devotionals on the go
- Beautiful backgrounds keep the experience fresh
- Verses are inspiring and calming
- Easy to switch verses and backgrounds quickly
What they complain about
- Recent update ruined readability and removed pictures
- Wasted screen space forces unnecessary scrolling
- Daily reminders never actually go off
- In-app purchase issues are hard to cancel
Marylaurence
So good I have 20 chap
What happened?
I loved this app it had pictures with it of people and mountains with the verse. All of a sudden it’s gone? The pictures are gone and the verse hardly shows up now. I hope they fix this problem and bring back the pictures please.
I love the verses
I love the verses that it has.Every night I read one verse or maybe two😂😂.They are so inspiring!!!❤️❤️❤️
Problemas com a compra
Fiz três compras no aplicativo para pode liberar todos os acessos. Estou com problema devido à uma delas não mudar o idioma. Gostaria de cancelar a compra e não consigo.
Mail 2 u
Nice app!!!
Perfect way to start my day!!
I love this app because I am able to read passages of the Bible and apply something new into my everyday life and keep building on it. I am not perfect by any means , but by getting to read these passages it calms me. Thank you God!!
Não é devocional
Não é devocional
Great app for a daily reading
Great app to get a daily reading of the bible. Only problem (and thus minus 1 star) is that there is a massive amount of wasted space at the bottom of the app. All that screen realestate on nothing when it could be filled with more text and thus you wouldn’t have to scroll on larger passages. Otherwise love having the reminder each day ;)
Used to be great.
The background has been changed to light blue after the last update and the verse is typed in white so you can hardly even read it.
Daily Reminders Do NOT Work In This App.
I downloaded this app thinking I could get my daily dose of God’s word. I set the alarm at the time I wanted and it never went off. I even changed the time format thinking that that was the problem and still...nothing. It’s a nice concept, but the daily reminders do not work at all. Please fix this. Thank you.
Inspiration
I feel closer to Christ as I read and meditate on his daily word
Eé pago!!!
Tem que pagar
Dr Maddox
I enjoy this Daily Devotional App. The scriptural presentations are well crafted and aligned with Biblical scriptures which captures God’s grace, wisdom and compassion for our human plight and seeming unending misunderstandings. To God is our glory for the great things He has done, amen 🙌🏾👏🏽🛡🙏🏽🛡
Excellent Reminder as to what is Important in our Lives
Great way to start ones day!
Just what I was looking for.
It’s a lovely app. Beautiful scripture passages. And a helpful menu options
Educational and Encouraging 👍
Every morning I read the Bible verse they provide. Thoroughly enjoy this app.
It makes me feel like I’m loved
🐬🧜🏻♀️
GODSpeed!!!
This is a great app for a quick & easy,...& beautiful way to get in a few moments with The Lord whilst on the go. When you don’t have time to sit down & break open GOD’s Word for a long time. The font with the randomized backgrounds always keep me guessing on what I’m going to get. Also, having the ability to switch backgrounds & verses so quick & easily is HUGE for me! Obviously, I would highly recommend this app to others on the go, follower or not! - JC 😇👍
Bible: Daily Verse Of The Day price by country
A monthly subscription costs $0.57 in Turkey and $3.27 in Colombia — 6× more for the same thing. Below is the going rate for each plan in every country that sells it — the middle price of what the app charges there, in the country's own currency with the dollar equivalent beneath it.
| Country | Monthly | 6 months | Annual | One-time |
|---|---|---|---|---|
| Afghanistan | $2.49 | $6.99 | $14.99 | $0.99 |
| Albania | $2.99 | $7.99 | $17.99 | $0.99 |
| Algeria | $2.49 | $6.99 | $14.99 | $0.99 |
| Angola | $2.49 | $6.99 | $14.99 | $0.99 |
| Anguilla | $2.49 | $6.99 | $14.99 | $0.99 |
| Antigua And Barbuda | $2.49 | $6.99 | $14.99 | $0.99 |
| Argentina | $2.49 | $6.99 | $14.99 | $0.99 |
| Armenia | $2.49 | $7.99 | $17.99 | $0.99 |
| Australia | A$3.99$2.77 | A$9.99$6.94 | A$22.99$15.97 | A$1.99$1.38 |
| Austria | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Azerbaijan | $2.49 | $7.99 | $17.99 | $0.99 |
| Bahamas | $2.49 | $7.99 | $14.99 | $0.99 |
| Bahrain | $2.49 | $7.99 | $14.99 | $0.99 |
| Barbados | $2.49 | $7.99 | $17.99 | $0.99 |
| Belarus | $2.49 | $7.99 | $17.99 | $0.99 |
| Belgium | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Belize | $2.49 | $6.99 | $14.99 | $0.99 |
| Benin | $2.49 | $7.99 | $17.99 | $0.99 |
| Bermuda | $2.49 | $6.99 | $14.99 | $0.99 |
| Bhutan | $2.49 | $6.99 | $14.99 | $0.99 |
| Bolivia | $2.49 | $6.99 | $14.99 | $0.99 |
| Bosnia & Herzegovina | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Botswana | $2.49 | $6.99 | $14.99 | $0.99 |
| Brazil | R$12.90$2.48 | R$49.90$9.60 | R$99.90$19.21 | R$6.90$1.33 |
| British Virgin Islands | $2.49 | $6.99 | $14.99 | $0.99 |
| Brunei Darussalam | $2.49 | $6.99 | $14.99 | $0.99 |
| Bulgaria | €2.49$2.82 | €7.49$8.49 | €14.99$17.00 | €0.99$1.12 |
| Burkina Faso | $2.49 | $6.99 | $14.99 | $0.99 |
| Cambodia | $2.49 | $7.99 | $14.99 | $0.99 |
| Cameroon | $2.49 | $7.99 | $17.99 | $0.99 |
| Canada | CA$2.99$2.11 | CA$9.99$7.04 | CA$19.99$14.08 | CA$0.99$0.70 |
| Cape Verde | $2.49 | $6.99 | $14.99 | $0.99 |
| Cayman Islands | $2.49 | $6.99 | $14.99 | $0.99 |
| Chad | $2.49 | $6.99 | $14.99 | $0.99 |
| Chile | CLP 2,200$2.26 | CLP 7,990$8.21 | CLP 17,990$18.48 | CLP 990$1.02 |
| Colombia | COP 10,900$3.27 | COP 29,900$8.97 | COP 69,900$20.97 | COP 4,900$1.47 |
| Congo | $2.49 | $6.99 | $14.99 | $0.99 |
| Congo, Democratic Republic | $2.49 | $6.99 | $14.99 | $0.99 |
| Costa Rica | $2.49 | $6.99 | $14.99 | $0.99 |
| Cote Divoire | $2.49 | $7.99 | $17.99 | $0.99 |
| Croatia | €2.65$3.00 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Cyprus | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Czech Republic | CZK 69.00$3.20 | CZK 199.00$9.23 | CZK 399.00$18.52 | CZK 29.00$1.35 |
| Denmark | DKK 20.00$3.03 | DKK 59.00$8.95 | DKK 129.00$19.58 | DKK 9.00$1.37 |
| Dominica | $2.49 | $6.99 | $14.99 | $0.99 |
| Dominican Republic | $2.49 | $6.99 | $14.99 | $0.99 |
| Ecuador | $2.49 | $6.99 | $14.99 | $0.99 |
| Egypt | EGP 39.99$0.77 | EGP 399.99$7.70 | EGP 799.99$15.39 | EGP 49.99$0.96 |
| El Salvador | $2.49 | $6.99 | $14.99 | $0.99 |
| Estonia | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Fiji | $2.49 | $6.99 | $14.99 | $0.99 |
| Finland | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| France | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Gabon | $2.49 | $6.99 | $14.99 | $0.99 |
| Gambia | $2.49 | $6.99 | $14.99 | $0.99 |
| Georgia | $2.49 | $7.99 | $17.99 | $0.99 |
| Germany | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Ghana | $2.49 | $7.99 | $17.99 | $0.99 |
| Greece | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Grenada | $2.49 | $6.99 | $14.99 | $0.99 |
| Guatemala | $2.49 | $6.99 | $14.99 | $0.99 |
| Guinea-bissau | $2.49 | $6.99 | $14.99 | $0.99 |
| Guyana | $2.49 | $6.99 | $14.99 | $0.99 |
| Honduras | $2.49 | $6.99 | $14.99 | $0.99 |
| Hong Kong | HK$20.00$2.55 | HK$58.00$7.39 | HK$118.00$15.03 | HK$8.00$1.02 |
| Hungary | HUF 999$3.09 | HUF 2,990$9.26 | HUF 6,990$21.64 | HUF 499$1.54 |
| Iceland | $3.09 | $7.99 | $17.99 | $0.99 |
| India | ₹219.00$2.28 | ₹699.00$7.28 | ₹1,499.00$15.61 | ₹99.00$1.03 |
| Indonesia | IDR 39,000$2.18 | IDR 119,000$6.65 | IDR 249,000$13.91 | IDR 19,000$1.06 |
| Iraq | $2.49 | $6.99 | $14.99 | $0.99 |
| Ireland | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Israel | ₪7.90$2.57 | ₪24.90$8.11 | ₪49.90$16.25 | ₪2.90$0.94 |
| Italy | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Jamaica | $2.49 | $6.99 | $14.99 | $0.99 |
| Japan | ¥280$1.78 | ¥1,100$6.99 | ¥2,500$15.89 | ¥150$0.95 |
| Jordan | $2.49 | $6.99 | $14.99 | $0.99 |
| Kazakhstan | KZT 1,050.00$2.39 | KZT 3,990.00$9.07 | KZT 8,990.00$20.44 | KZT 499.00$1.13 |
| Kenya | $2.49 | $7.99 | $17.99 | $0.99 |
| Kosovo | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Kuwait | $2.49 | $6.99 | $14.99 | $0.99 |
| Kyrgyzstan | $2.49 | $7.99 | $14.99 | $0.99 |
| Lao Peoples Democratic Republic | $2.49 | $7.99 | $14.99 | $0.99 |
| Latvia | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Lebanon | $2.49 | $6.99 | $14.99 | $0.99 |
| Liberia | $2.49 | $6.99 | $14.99 | $0.99 |
| Libya | $2.49 | $6.99 | $14.99 | $0.99 |
| Lithuania | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Luxembourg | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Macao | $2.49 | $6.99 | $14.99 | $0.99 |
| Macedonia | $2.49 | $6.99 | $14.99 | $0.99 |
| Madagascar | $2.49 | $6.99 | $14.99 | $0.99 |
| Malawi | $2.49 | $6.99 | $14.99 | $0.99 |
| Malaysia | MYR 10.90$2.67 | MYR 29.90$7.33 | MYR 69.90$17.13 | MYR 4.90$1.20 |
| Maldives | $2.49 | $6.99 | $14.99 | $0.99 |
| Mali | $2.49 | $6.99 | $14.99 | $0.99 |
| Malta | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Mauritania | $2.49 | $6.99 | $14.99 | $0.99 |
| Mauritius | $2.49 | $6.99 | $14.99 | $0.99 |
| Mexico | MX$59.00$3.26 | MX$149.00$8.24 | MX$299.00$16.54 | MX$19.00$1.05 |
| Micronesia | $2.49 | $6.99 | $14.99 | $0.99 |
| Moldova | $2.49 | $7.99 | $17.99 | $0.99 |
| Mongolia | $2.49 | $6.99 | $14.99 | $0.99 |
| Montenegro | €2.49$2.82 | €6.99$7.93 | €12.99$14.73 | €0.99$1.12 |
| Montserrat | $2.49 | $6.99 | $14.99 | $0.99 |
| Morocco | $2.49 | $6.99 | $14.99 | $0.99 |
| Mozambique | $2.49 | $6.99 | $14.99 | $0.99 |
| Myanmar | $2.49 | $6.99 | $14.99 | $0.99 |
| Namibia | $2.49 | $6.99 | $14.99 | $0.99 |
| Nauru | $2.49 | $6.99 | $14.99 | $0.99 |
| Nepal | $2.49 | $7.99 | $17.99 | $0.99 |
| Netherlands | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| New Zealand | NZ$3.99$2.25 | NZ$12.99$7.34 | NZ$29.99$16.94 | NZ$1.99$1.12 |
| Nicaragua | $2.49 | $6.99 | $14.99 | $0.99 |
| Niger | $2.49 | $6.99 | $14.99 | $0.99 |
| Nigeria | NGN 1,100.00$0.83 | NGN 9,900.00$7.45 | NGN 24,900.00$18.74 | NGN 1,500.00$1.13 |
| Norway | NOK 25.00$2.60 | NOK 89.00$9.26 | NOK 199.00$20.71 | NOK 9.00$0.94 |
| Oman | $2.49 | $6.99 | $14.99 | $0.99 |
| Pakistan | PKR 420$1.52 | PKR 1,900$6.86 | PKR 3,900$14.08 | PKR 300$1.08 |
| Palau | $2.49 | $6.99 | $14.99 | $0.99 |
| Panama | $2.49 | $6.99 | $14.99 | $0.99 |
| Papua New Guinea | $2.49 | $6.99 | $14.99 | $0.99 |
| Paraguay | $2.49 | $6.99 | $14.99 | $0.99 |
| Peru | PEN 9.90$2.88 | PEN 29.90$8.69 | PEN 69.90$20.32 | PEN 4.90$1.42 |
| Philippines | ₱125.00$1.99 | ₱399.00$6.36 | ₱799.00$12.73 | ₱49.00$0.78 |
| Poland | PLN 11.99$3.11 | PLN 39.99$10.39 | PLN 79.99$20.78 | PLN 4.99$1.30 |
| Portugal | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Qatar | QAR 8.99$2.47 | QAR 24.99$6.87 | QAR 49.99$13.73 | QAR 2.99$0.82 |
| Romania | RON 12.99$2.79 | RON 39.99$8.60 | RON 79.99$17.20 | RON 4.99$1.07 |
| Russia | RUB 229.00$2.74 | RUB 599.00$7.16 | RUB 1,290.00$15.41 | RUB 99.00$1.18 |
| Rwanda | $2.49 | $6.99 | $14.99 | $0.99 |
| Sao Tome & Principe | $2.49 | $6.99 | $14.99 | $0.99 |
| Saudi Arabia | SAR 10.99$2.93 | SAR 29.99$8.00 | SAR 59.99$16.00 | SAR 4.99$1.33 |
| Senegal | $2.49 | $7.99 | $17.99 | $0.99 |
| Serbia | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Seychelles | $2.49 | $6.99 | $14.99 | $0.99 |
| Sierra Leone | $2.49 | $6.99 | $14.99 | $0.99 |
| Singapore | SGD 3.48$2.72 | SGD 9.98$7.80 | SGD 19.98$15.61 | SGD 0.98$0.77 |
| Slovakia | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Slovenia | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Solomon Islands | $2.49 | $6.99 | $14.99 | $0.99 |
| South Africa | ZAR 42.99$2.62 | ZAR 149.99$9.13 | ZAR 299.99$18.27 | ZAR 19.99$1.22 |
| South Korea | ₩3,000$2.21 | ₩9,900$7.30 | ₩22,000$16.23 | ₩1,100$0.81 |
| Spain | €2.49$2.82 | €7.99$9.06 | €17.99$20.40 | €0.99$1.12 |
| Sri Lanka | $2.49 | $6.99 | $14.99 | $0.99 |
| St. Kitts and Nevis | $2.49 | $6.99 | $14.99 | $0.99 |
| St. Lucia | $2.49 | $6.99 | $14.99 | $0.99 |
| St. Vincent & The Grenadines | $2.49 | $6.99 | $14.99 | $0.99 |
| Suriname | $2.49 | $7.99 | $14.99 | $0.99 |
| Swaziland | $2.49 | $6.99 | $14.99 | $0.99 |
| Sweden | SEK 29.00$2.90 | SEK 99.00$9.90 | SEK 199.00$19.90 | SEK 9.00$0.90 |
| Switzerland | CHF 2.50$2.99 | CHF 7.00$8.38 | CHF 15.00$17.96 | CHF 1.00$1.20 |
| Taiwan | NT$70.00$2.19 | NT$220.00$6.89 | NT$490.00$15.36 | NT$30.00$0.94 |
| Tajikistan | $2.49 | $7.99 | $14.99 | $0.99 |
| Tanzania | TZS 5,700.00$2.15 | TZS 19,900.00$7.51 | TZS 39,900.00$15.05 | TZS 2,900.00$1.09 |
| Thailand | THB 79.00$2.35 | THB 249.00$7.42 | THB 499.00$14.86 | THB 29.00$0.86 |
| Tonga | $2.49 | $6.99 | $14.99 | $0.99 |
| Trinidad and Tobago | $2.49 | $6.99 | $14.99 | $0.99 |
| Tunisia | $2.49 | $6.99 | $14.99 | $0.99 |
| Turkey | TRY 27.99$0.57 | TRY 299.99$6.12 | TRY 699.99$14.27 | TRY 49.99$1.02 |
| Turkmenistan | $2.49 | $6.99 | $14.99 | $0.99 |
| Turks and Caicos | $2.49 | $6.99 | $14.99 | $0.99 |
| Uganda | $2.49 | $7.99 | $17.99 | $0.99 |
| Ukraine | $2.49 | $7.99 | $17.99 | $0.99 |
| United Arab Emirates | AED 9.99$2.72 | AED 24.99$6.81 | AED 59.99$16.35 | AED 2.99$0.81 |
| United Kingdom | £2.29$3.04 | £6.99$9.27 | £14.99$19.88 | £0.99$1.31 |
| United States | $2.49 | $6.99 | $14.99 | $0.99 |
| Uruguay | $2.49 | $6.99 | $14.99 | $0.99 |
| Uzbekistan | $2.49 | $7.99 | $14.99 | $0.99 |
| Vanuatu | $2.49 | $6.99 | $14.99 | $0.99 |
| Venezuela | $2.49 | $6.99 | $14.99 | $0.99 |
| Vietnam | ₫57,000$2.20 | ₫199,000$7.67 | ₫399,000$15.38 | ₫29,000$1.12 |
| Yemen | $2.49 | $6.99 | $14.99 | $0.99 |
| Zambia | $2.49 | $7.99 | $17.99 | $0.99 |
| Zimbabwe | $2.49 | $7.99 | $17.99 | $0.99 |
Bible: Daily Verse Of The Day FAQ
- Is Bible: Daily Verse Of The Day free?
- Yes. The app and its basic features are free, in all 174 countries it sells in. Premium features are paid: they start from $2.49 (US), across 3 subscriptions and 5 one-time purchases.
- How much does Bible: Daily Verse Of The Day cost per month?
- Monthly is $2.49 (US). The annual plan works out cheaper per month: $14.99 a year.
- Does Bible: Daily Verse Of The Day have a free trial?
- Yes — a 7 days free trial (US).
- Where is Bible: Daily Verse Of The Day cheapest?
- A monthly subscription costs TRY 27.99 (≈$0.57) in Turkey and COP 10,900 (≈$3.27) in Colombia, its cheapest and dearest countries.
- What are the best alternatives to Bible: Daily Verse Of The Day?
- Bible - Holy Scriptures (4.9 from 56,475 reviews, premium from $1.99), Texts From Jesus (4.9 from 8,368 reviews, premium from $0.99) and Morning and Evening Devotion (4.8 from 5,537 reviews).
Bible: Daily Verse Of The Day download
Last updated 8 months ago.
Bible: Daily Verse Of The Day sells in 174 countries. It was released 8 years and 10 months ago, on 17 Nov 2017. It holds a 4.8 rating from 5,640 reviews.
Supports 33 languages: English, Albanian, Amharic, Bangla, Khmer, Croatian, Czech, Danish, Dutch, Finnish, French, German, Greek, Hindi, Hungarian, Icelandic, Indonesian, Italian, Japanese, Korean, Malay, Norwegian Bokmål, Polish, Portuguese, Romanian, Russian, Chinese, Spanish, Swahili, Swedish, Thai, Ukrainian, Vietnamese.
How much does Bible: Daily Verse Of The Day make?
Third-party estimates for the last 30 days, worldwide — not the store's own figures, which Apple publishes for nobody.
Revenue by plan
- One-time 48%
- Monthly 34%
- Annual 14%
- 6 months 4%
Revenue by country
- United States 63%
- Brazil 17%
- France 5%
- Italy 3%