Lunar
Bank smarter
No in-app products collected for this app.
| Rating | |||
|---|---|---|---|
| Denmark | 75%37,320 | 4.67 | |
| Sweden | 16%8,136 | 4.51 | |
| Norway | 5%2,707 | 4.34 | |
| Romania | <1%334 | 4.81 | |
| Germany | <1%221 | 4.76 | |
| Poland | <1%178 | 4.75 | |
| Spain | <1%138 | 4.83 | |
| Italy | <1%132 | 4.62 | |
| Portugal | <1%103 | 4.94 | |
| France | <1%63 | 4.76 |
Description
Join 1 million users across the Nordics who trust Lunar for their everyday banking – and more. Get paid, spend, save, invest, and make your money work for you – all in one powerful app.
Private, business, and youth accounts
Free bank account – apply from the app
1 million users across the Nordics
4.6 stars on Trustpilot
English and local speaking support
ACCOUNTS AND CARDS
Free account and digital Visa card
No hidden fees
Youth accounts built for under 18s
Joint accounts
Upgrade for premium cards, metal cards, SAS EuroBonus Lunar, travel benefits – and more
SMARTER EVERYDAY BANKING
Award-winning banking app
Easy spend overview
Set your budget with three swipes
Notifications to help you stay on track
Save each time you use your card
No withdrawal fees
GET WORLDWIDE TRAVEL BENEFITS
Earn points when using your SAS EuroBonus Lunar card
Exchange your points for worldwide travel rewards
Pick between flights, hotels, exclusive products, and more
No withdrawal- or currency exchange fees when you travel abroad*
Travel insurance packages
*Please be aware that foreign financial institutions may charge a fee when you withdraw cash, or may impose a currency exchange fee for card transactions. This is not associated with Lunar.
MAKE YOUR MONEY WORK FOR YOU
High interest rates on savings and deposits*
Payout every month
No binding period
Easy investment platform with stocks, ETFs, and index funds**
*The interest rate and requirements for earning interest depend on the country you live in.
**Investing involves risk.
ACCOUNT AND CARD BUILT FOR KIDS AND TEENS
Easy sign-up from the Lunar app
As a parent, you control the account from your Lunar app
Let your kid or teen design their own card
Lunar Youth is included in selected paid Lunar plans
A NORDIC BANK YOU CAN TRUST
Nordic bank with own banking license
Under the supervision of the Danish Financial Supervisory Authority
Your money is covered by the Danish Guarantee Fund up to 100,000 EUR
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LUNAR BUSINESS: BANK FOR SMALL BUSINESSES
Get a Nordic business bank built for small businesses. Apply in minutes from your phone like 40,000 others.
Choose between our 3 plans
Automatic bookkeeping: Integrate with various partners
Cashflow overview
Automate payments
Pay your bills with one click
VAT account
Expense management and company cards
Add more admins and manage finances together
And much more
Cyber insurance and travel insurance packages
Business loans with various partners (Denmark and Sweden)
Discount on a wide range of services for small businesses
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LUNAR - DENMARK
Interest rate of up to 1%*
Lunar Youth for the 7-14 year-olds
Account and card for the 15-17 year-olds.
*The specific rate depends on your plan. Interest is variable, calculated annually, and paid out monthly. In order to receive interest, you’re required to have your NemKonto with us.
LUNAR - SWEDEN
Interest rate of up to 1.75% up to 1,050,000 SEK*
Multi-currency card – switch between SEK, NOK, GBP and EUR (no fee withdrawals and transfers)
Sweden’s cheapest business account**
Lunar Youth for the 7-17 year-olds
*Applies to a separate savings account available with paid plans. Interest is variable, calculated annually, and paid out monthly.
**Lunar has made the comparison based on current offers as of 30/1-25 for equivalent business accounts with access to Bankgirotjänster. It is based on a compilation of fees for the first year at Swedish business banks in 2025. See the comparison below.
LUNAR - NORWAY
Interest rate at 4% up to 1,000,000 NOK*
Business account package built for sole traders
Lunar Youth for the 7-17 year-olds
*Applies to paid plans. Interest is variable, calculated annually, and paid out monthly.
